{"id":5729,"date":"2014-03-03T06:56:09","date_gmt":"2014-03-03T13:56:09","guid":{"rendered":"http:\/\/beta.sellcell.com\/blog\/?p=5729"},"modified":"2019-04-12T11:30:21","modified_gmt":"2019-04-12T11:30:21","slug":"10-ways-you-could-be-wasting-money-every-month","status":"publish","type":"post","link":"https:\/\/www.sellcell.com\/blog\/10-ways-you-could-be-wasting-money-every-month\/","title":{"rendered":"10 Ways You Could be Wasting Money Every Month"},"content":{"rendered":"<p class=\"mb10\"><noscript><img decoding=\"async\" class=\"aligncenter size-full wp-image-5730\" style=\"border: 1px solid black;\" alt=\"wasting money\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money.jpg\" width=\"550\" height=\"550\" srcset=\"https:\/\/c9ac71a8282e1fecd95e-f07dbcddcacf0d4c572ea7178ee6902d.ssl.cf2.rackcdn.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money.jpg 550w, https:\/\/c9ac71a8282e1fecd95e-f07dbcddcacf0d4c572ea7178ee6902d.ssl.cf2.rackcdn.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money-150x150.jpg 150w, https:\/\/c9ac71a8282e1fecd95e-f07dbcddcacf0d4c572ea7178ee6902d.ssl.cf2.rackcdn.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money-300x300.jpg 300w\" sizes=\"(max-width: 550px) 100vw, 550px\"><\/noscript><img decoding=\"async\" class=\"aligncenter size-full wp-image-5730 lazyload\" style=\"border: 1px solid black;\" alt=\"wasting money\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%20550%20550%22%3E%3C%2Fsvg%3E\" width=\"550\" height=\"550\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%20550%20550%22%3E%3C%2Fsvg%3E 550w\" sizes=\"(max-width: 550px) 100vw, 550px\" data-srcset=\"https:\/\/c9ac71a8282e1fecd95e-f07dbcddcacf0d4c572ea7178ee6902d.ssl.cf2.rackcdn.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money.jpg 550w, https:\/\/c9ac71a8282e1fecd95e-f07dbcddcacf0d4c572ea7178ee6902d.ssl.cf2.rackcdn.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money-150x150.jpg 150w, https:\/\/c9ac71a8282e1fecd95e-f07dbcddcacf0d4c572ea7178ee6902d.ssl.cf2.rackcdn.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money-300x300.jpg 300w\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money.jpg\"><\/p>\n<p class=\"mb10\">You may think that there is no wiggle room in your budget, but that is not necessarily the case. If you look closely enough, you might find that you are wasting money on lots of things, from checking account fees and high insurance premiums to unnecessary subscriptions and credit card interest.<\/p>\n<p class=\"mb10\"><!--more--><\/p>\n<p class=\"mb10\">If you are paying for any of the following, you could be throwing your money away month after month.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Paying credit card interest<\/strong>. Running a balance on your credit card is just like throwing money away. If you cannot pay off the entire balance each month, it is time to put that plastic away.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Paying the bank to hold your money.<\/strong> There is simply no reason to pay maintenance fees and incur other charges on your checking and savings accounts. If you and your bank cannot come to an agreement, it is time to move on to a financial institution that values your business.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Paying late fees.<\/strong> Late charges on your credit card and loan payments suck money out of your wallet and hurt your credit score. Set reminders for your monthly bills and use them to make sure the payments get there on time.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Being over-insured.<\/strong> Being under-insured is bad, but carrying too much insurance can be just as bad. You may not need life insurance if you are single. You may not need collision and comprehensive coverage on your old junker. Review your insurance and see where you can save money.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Choosing a low deductible.<\/strong> A low deductible might seem like a good idea, but it could be costing you money by raising your monthly premium. Raising your deductible can lower your premiums and put more money in your pocket.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Spending too much for gas.<\/strong> Gas stations compete with one another for your business. Take advantage of that fact by comparing prices and filing up at the station with the best prices. It is worth driving a little out of your way to save money on gas.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Smoking.<\/strong> You already know that smoking is bad for your health, but it can be just as damaging to your wallet. If you smoke a pack a day, giving it up could put hundreds of dollars a month back in your pocket.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Choosing high cost investments<\/strong>. Investing for the future is important, but you do not have to overpay to do it. Low cost index mutual funds have consistently beaten more costly managed funds. Moving the bulk of your retirement portfolio to index funds could save you thousands of dollars over your lifetime.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" class=\" lazyload\"> <strong>Giving up interest.<\/strong> Having an emergency fund is important, but you could be losing out by letting money sit in an account that pays no interest. Once your account reaches a certain threshold, you should be actively looking for a money market account with a good interest rate.<\/p>\n<p class=\"mb10\"><noscript><img decoding=\"async\" class=\"alignnone size-full wp-image-1445\" alt=\"point\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\" width=\"10\" height=\"10\"><\/noscript><img decoding=\"async\" class=\"alignnone size-full wp-image-1445 lazyload\" alt=\"point\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2010%2010%22%3E%3C%2Fsvg%3E\" width=\"10\" height=\"10\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/09\/point.png\"> <strong>Paying to get your own money back.<\/strong> If you are paying ATM fees, you are literally paying to get your own money back. Look for a bank with lots of local branches, or choose one that reimburses you for ATM fees.<\/p>\n<p class=\"mb10\" style=\"text-align: center;\"><noscript><img decoding=\"async\" class=\"aligncenter  wp-image-2046\" alt=\"div1\" src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/11\/div1.gif\" width=\"550\" height=\"30\"><\/noscript><img decoding=\"async\" class=\"aligncenter  wp-image-2046 lazyload\" alt=\"div1\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%20550%2030%22%3E%3C%2Fsvg%3E\" width=\"550\" height=\"30\" data-src=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2012\/11\/div1.gif\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You may think that there is no wiggle room in your budget, but that is not necessarily the case. If<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1823],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>10 Ways You Could be Wasting Money Every Month<\/title>\n<meta name=\"description\" content=\"You may think that there is no wiggle room in your budget, but that is not necessarily the case. If you are paying for any of the following, you could be throwing your money away month after month.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sellcell.com\/blog\/10-ways-you-could-be-wasting-money-every-month\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"10 Ways You Could be Wasting Money Every Month\" \/>\n<meta property=\"og:description\" content=\"You may think that there is no wiggle room in your budget, but that is not necessarily the case. If you are paying for any of the following, you could be throwing your money away month after month.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sellcell.com\/blog\/10-ways-you-could-be-wasting-money-every-month\/\" \/>\n<meta property=\"og:site_name\" content=\"SellCell.com Blog\" \/>\n<meta property=\"article:published_time\" content=\"2014-03-03T13:56:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-04-12T11:30:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sellcell.com\/blog\/wp-content\/uploads\/2014\/03\/wasting-money.jpg\" \/>\n<meta name=\"author\" content=\"Craig Timmins\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Craig Timmins\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sellcell.com\/blog\/10-ways-you-could-be-wasting-money-every-month\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sellcell.com\/blog\/10-ways-you-could-be-wasting-money-every-month\/\"},\"author\":{\"name\":\"Craig Timmins\",\"@id\":\"https:\/\/www.sellcell.com\/blog\/#\/schema\/person\/a4d62be8379104fed29053e9f9ef8be7\"},\"headline\":\"10 Ways You Could be Wasting Money Every Month\",\"datePublished\":\"2014-03-03T13:56:09+00:00\",\"dateModified\":\"2019-04-12T11:30:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sellcell.com\/blog\/10-ways-you-could-be-wasting-money-every-month\/\"},\"wordCount\":520,\"publisher\":{\"@id\":\"https:\/\/www.sellcell.com\/blog\/#organization\"},\"articleSection\":[\"Money Saving\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sellcell.com\/blog\/10-ways-you-could-be-wasting-money-every-month\/\",\"url\":\"https:\/\/www.sellcell.com\/blog\/10-ways-you-could-be-wasting-money-every-month\/\",\"name\":\"10 Ways You Could be Wasting Money Every Month\",\"isPartOf\":{\"@id\":\"https:\/\/www.sellcell.com\/blog\/#website\"},\"datePublished\":\"2014-03-03T13:56:09+00:00\",\"dateModified\":\"2019-04-12T11:30:21+00:00\",\"description\":\"You may think that there is no wiggle room in your budget, but that is not necessarily the case. 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